Unified4People’s Funding Guide

When and How do I get my money?

What are my funding options?

There are 4 options for receiving payments through Unified4People. Here’s how they work. To best understand this, keep in mind that “proceeds” means the balance of your pledges after Unified4People’s fee and all credit card, PayPal or bank charges are deducted per our Fee Schedule.

  1. Single Payment. The proceeds from your campaign are distributed in one-lump sum after your campaign is complete.
  2. Pay-As-You-Go. The proceeds from your campaign are distributed to you throughout your campaign.
  3. Monthly Payments. The proceeds from your campaign are distributed in equal monthly payments per our Monthly Payment Schedule below on the first business day at or following the 5th day of each month.
  4. Both. Let the pledgor decide. If you choose this option, pledgors can decide whether they want their pledge to come to you during your campaign, or whether it goes into the till to distribute to you in monthly payments. The pledgor will choose their option at the time they pledge. All proceeds that are marked to be paid throughout your campaign will come to you as addressed in 2) above, and all proceeds that went to your monthly payments will come to you as addressed in 3) above.

How do the payments get to me?

Payments may be directly deposited to an account or made to a PayPal account. All proceeds sent electronically via ACH or wire transfer will be sent to the bank account you specify when you set up your account at the appropriate time. Or you may provide us with a valid email address and the funds will be deposited there. You don’t need to do anything. Make sure you contact us with any account changes to avoid problems! We do not mail payments and the account your funds are deposited into must belong to you!

*When Unified4People uses PayPal for deposits and does not include any fees charged by PayPal in our fee schedules

How are monthly payments paid out and for how long?

The amount of each monthly payment for monthly payout options and the number of payments are calculated by a simple formula. By using Unified4People, you consent, in advance, to this schedule.

Total PledgesNumber of PaymentsCalculating Payment Formula
Less than $5,000 1 (all monthly payment campaigns generating less than $5,000 will be paid in 1 lump sum instead) Total Proceeds / 1
$5,000 - $9,999 6 Total Proceeds / 6
$10,000 - $19,999 12 (1 year) Total Proceeds / 12
$20,000 - $29,999 24 (2 years) Total Proceeds / 24
$30,000 - $39,999 36 (3 years) Total Proceeds / 36
$40,000 and up 48 (4 years) Total Proceeds / 48

Remember, this is your contracted payout schedule. This will not be changed! Funds will be protected so we will NOT and can NOT adjust your payout schedule. If you want to modify your payout schedule to shorten it, you must do so BEFORE your first payment is made and within 10 days of the completion of your campaign!

Alternate programs and government benefits?

If you are on a means-tested government benefits program, certain situations may require alternate funding options. If so, we will work with you to assist you and the information above may change. For more information, see our Government Benefits Guide.